The Board of Directors

Mr. Chalkiopoulos has extensive experience in the insurance industry as Executive Director in Insurance companies. He joined European Reliance General Insurance Co. S.A. in October 2002 and since 2005 holds the position of the Chief Insurance Operation Officer. He has a Degree in Mathematics from the National and Kapodistrian University of Athens and is a member of the Hellenic Actuarial Society.

Mr. Verzovitis has extensive experience in companies, such as Ziridis School, Onassis Cardiac Surgery Center, Johnson & Son and Michelin Automotive Tires. He joined European Reliance in October 2000 and today holds the position of the Chief Financial Officer. He has a Degree in Economics from the Athens University of Economics.

Mr. Georgakopoulos is the founder and Chief Executive Officer of European Reliance General Insurance Co. S.A. He has Degrees in Law and Economics from the Panteion and Aristotle University and has extensive experience in the fields of sales and marketing. He is the Chairman of the Board of Directors of the subsidiaries of European Reliance, European Reliance Asset Management. S.A & Alter Ego S.A.

Mr. Sharp has extensive experience in the fields of General Commerce, Finance and Shipping in Greece and abroad. He joined European Reliance in September 2003 and today holds the position of the Director of the Retail Offices Administration.

Mr. Morris has a Degree from the University of Manchester in Management Sciences with specialisation in Finance and Marketing. He has extensive experience in companies including HSBC, Citibank and IBM. He has held a number of Managing Director level appointments in Eagle Star Insurance, AIG Europe, Euler Trade Indemnity and RBS Insurance. He has been a Non-Executive Board member in several companies including Standard Life Assurance Company. He is currently Deputy Chairman of the Supervisory Board of Sava Re, a Slovenian insurance group.

Mr. Diamantopoulos is the Chairman of the Board of Directors of the Hellenic Corporation of Assets and Participations and Deputy Managing Director of Resoul Hellas S.A. He is the Managing Director of Sponsor Value Hellas S.A. He has over 30 years of experience in consumer goods companies. In 1988 he worked in Kraft Foods (prior Jacobs Suchard Pavlides) and since 1997 he was the Area Director responsible for the area of the Balkans. In European Reliance he holds the positions of the Chairman of the Audit Committee, Chairman of the Corporate Governance, Remuneration and Nomination Committee and is a Member of the Risk Management Committee.

Mr. Konstantinidis has been active in the establishment, management and shareholding of businesses, such as Centropell GMBH Frankfurt, Novus Finance S.A., Astropell S.A., Kiapell G.M.B.H. and CPL S.A. He joined European Reliance in 2000 and since 2007 is the Chief Executive Officer of the subsidiary Alter Ego S.A.

Mr. Chronis is a Lawyer in the Supreme Court of Greece and has extensive experience in the insurance industry. He started his career in European Reliance in 1992 as the Director of the Legal Protection Department. Today he is the Legal Advisor and Director of the Legal Services of the Group. He has studied in the Law Schools of the Universities of Athens, Vienna and Freiburg, in Germany.

Mr. Poulios has a Degree from the Athens University of Economics (formerly Athens University of Economics and Business) and has been the Director of the Accounting Department in various insurance companies from 1968 to 2000.